:root {
  --bg: #fbfaf7;
  --bg-soft: #f3f0ea;
  --surface: #ffffff;
  --surface-muted: #f7f5f0;
  --ink: #24231f;
  --ink-soft: #55524a;
  --muted: #777169;
  --line: #ded8cd;
  --green: #173d35;
  --green-soft: #e7eee9;
  --blue: #1d3f52;
  --gold: #b79a5d;
  --shadow: 0 24px 70px rgba(27, 35, 31, 0.11);
  --max: 1180px;
  --narrow: 780px;
  --measure: 620px;
  --radius: 8px;
  --pad-x: clamp(20px, 4vw, 56px);
  --pad-y: clamp(72px, 9vw, 132px);
  color-scheme: light;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  background: var(--bg);
  color: var(--ink);
  font-family: ui-serif, Georgia, "Times New Roman", serif;
  line-height: 1.55;
  letter-spacing: 0;
}

img {
  display: block;
  width: 100%;
  height: auto;
}

a {
  color: inherit;
  text-decoration-thickness: 1px;
  text-underline-offset: 4px;
}

p,
li,
input,
select,
button {
  font-size: clamp(1rem, 1.4vw, 1.125rem);
}

h1,
h2,
h3,
p,
li,
summary,
label {
  overflow-wrap: break-word;
  hyphens: auto;
}

p {
  margin: 0;
  max-width: var(--measure);
}

h1,
h2,
h3 {
  margin: 0;
  font-weight: 500;
  letter-spacing: 0;
  line-height: 1.04;
}

h1 {
  max-width: 760px;
  font-size: clamp(2.85rem, 5.2vw, 5.15rem);
}

h2 {
  max-width: 780px;
  font-size: clamp(2.25rem, 4.8vw, 4.75rem);
}

h3 {
  font-size: clamp(1.35rem, 2vw, 1.85rem);
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 20;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  padding: 18px var(--pad-x);
  border-bottom: 1px solid rgba(222, 216, 205, 0.72);
  background: rgba(251, 250, 247, 0.91);
  backdrop-filter: blur(18px);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  min-width: max-content;
  text-decoration: none;
}

.brand-logo {
  width: 38px;
  height: 38px;
  object-fit: contain;
}

.brand strong {
  display: block;
  color: var(--ink);
  font-size: 0.98rem;
  font-weight: 650;
}

.brand small {
  display: block;
  color: var(--muted);
  font-size: 0.75rem;
}

.nav-links {
  display: flex;
  align-items: center;
  gap: clamp(16px, 2.5vw, 34px);
  color: var(--ink-soft);
  font-size: 0.91rem;
}

.nav-links a,
.header-cta {
  text-decoration: none;
}

.header-cta {
  min-width: max-content;
  min-height: 44px;
  padding: 12px 18px;
  border: 1px solid var(--green);
  border-radius: 999px;
  color: var(--green);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 0.88rem;
  font-weight: 650;
}

.section-pad {
  padding: var(--pad-y) var(--pad-x);
}

section[id] {
  scroll-margin-top: 96px;
}

.narrow {
  max-width: calc(var(--narrow) + (var(--pad-x) * 2));
  margin-inline: auto;
}

.hero {
  display: grid;
  grid-template-columns: minmax(0, 0.88fr) minmax(360px, 0.92fr);
  gap: clamp(36px, 6vw, 86px);
  align-items: center;
  max-width: calc(var(--max) + (var(--pad-x) * 2));
  margin-inline: auto;
  padding-top: clamp(44px, 5vw, 76px);
  padding-bottom: clamp(56px, 7vw, 96px);
}

.hero-copy {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 20px;
  min-width: 0;
}

.hero-subhead,
.section-subhead {
  max-width: 720px;
  color: var(--ink-soft);
  font-size: clamp(1.15rem, 2vw, 1.55rem);
  line-height: 1.48;
}

.hero-copy > p:not(.hero-subhead, .microcopy, .eyebrow) {
  max-width: var(--measure);
  color: var(--ink-soft);
}

.hero-media {
  position: relative;
  margin: 0;
  height: clamp(480px, 62svh, 660px);
  overflow: hidden;
  border-radius: var(--radius);
  background: var(--green);
  box-shadow: var(--shadow);
}

.hero-media::after {
  content: "";
  position: absolute;
  inset: 0;
  background:
    linear-gradient(180deg, rgba(23, 61, 53, 0.02), rgba(23, 61, 53, 0.2)),
    linear-gradient(90deg, rgba(23, 61, 53, 0.08), rgba(23, 61, 53, 0));
  pointer-events: none;
}

.hero-landscape {
  height: 100%;
  object-fit: cover;
  object-position: 48% center;
  filter: saturate(0.92) contrast(0.95);
}

.eyebrow,
.microcopy,
.button,
.field span,
.field small,
.switch-field,
.result-grid,
.result-status,
.check-list,
.factor-grid span,
.contact-options,
.site-footer {
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

.eyebrow {
  margin: 0;
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 750;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}

.cta-row {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  align-items: center;
}

.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 14px 21px;
  border-radius: 999px;
  font-size: 0.94rem;
  font-weight: 650;
  line-height: 1.15;
  text-align: center;
  text-decoration: none;
  transition: transform 180ms ease, background-color 180ms ease, border-color 180ms ease;
}

.button:hover {
  transform: translateY(-1px);
}

.button-primary {
  border: 1px solid var(--green);
  background: var(--green);
  color: #fff;
}

.button-secondary {
  border: 1px solid var(--line);
  background: rgba(255, 255, 255, 0.62);
  color: var(--ink);
}

.button-ghost {
  border: 1px solid rgba(255, 255, 255, 0.45);
  color: #fff;
}

.button-on-dark {
  border-color: #fff;
  background: #fff;
  color: var(--green);
}

.microcopy {
  max-width: 680px;
  color: var(--muted);
  font-size: 0.93rem;
}

.positioning,
.costs,
.low-equity {
  display: grid;
  gap: 26px;
}

.text-flow {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 20px;
  max-width: var(--measure);
  color: var(--ink-soft);
}

.question-list {
  display: grid;
  gap: 12px;
  margin: 8px 0;
  padding: 0;
  list-style: none;
  color: var(--ink);
}

.question-list li {
  position: relative;
  padding-left: 28px;
}

.question-list li::before {
  content: "";
  position: absolute;
  left: 0;
  top: 0.72em;
  width: 12px;
  height: 1px;
  background: var(--gold);
}

.calculator-section {
  background: var(--surface);
}

.calculator-section > *,
.explain > *,
.factors > *,
.faq > * {
  max-width: var(--max);
  margin-inline: auto;
}

.section-intro {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 18px;
  max-width: 780px;
  margin-bottom: clamp(36px, 6vw, 72px);
}

.calculator {
  display: grid;
  grid-template-columns: minmax(0, 0.96fr) minmax(340px, 0.74fr);
  gap: clamp(22px, 4vw, 48px);
  align-items: start;
  padding: clamp(22px, 4vw, 42px);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--bg-soft);
}

.calculator-inputs,
.result-panel {
  display: grid;
  gap: 18px;
  min-width: 0;
}

.field {
  display: grid;
  gap: 8px;
}

.field span,
.switch-field strong {
  color: var(--ink);
  font-size: 0.96rem;
  font-weight: 700;
}

.field small,
.switch-field small {
  display: block;
  max-width: 58ch;
  color: var(--muted);
  font-size: 0.84rem;
  line-height: 1.45;
}

input,
select {
  width: 100%;
  min-height: 50px;
  padding: 12px 14px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.76);
  color: var(--ink);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
}

.switch-field {
  display: grid;
  grid-template-columns: 22px minmax(0, 1fr);
  gap: 12px;
  align-items: start;
  padding: 16px;
  border: 1px solid rgba(23, 61, 53, 0.12);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.58);
}

.switch-field input {
  width: 20px;
  height: 20px;
  min-height: 20px;
  margin: 2px 0 0;
  accent-color: var(--green);
}

.result-panel {
  position: sticky;
  top: 104px;
  padding: clamp(24px, 3.4vw, 36px);
  border: 1px solid rgba(23, 61, 53, 0.14);
  border-radius: var(--radius);
  background: var(--surface);
  box-shadow: 0 18px 46px rgba(27, 35, 31, 0.08);
}

.result-panel p {
  color: var(--ink-soft);
}

.result-grid {
  display: grid;
  gap: 1px;
  margin: 8px 0 0;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: var(--line);
}

.result-grid div {
  display: grid;
  gap: 4px;
  padding: 16px;
  background: var(--surface-muted);
}

.result-grid dt {
  color: var(--muted);
  font-size: 0.8rem;
}

.result-grid dd {
  margin: 0;
  color: var(--green);
  font-size: clamp(1.2rem, 2vw, 1.55rem);
  font-weight: 750;
}

.result-status {
  width: fit-content;
  padding: 8px 11px;
  border: 1px solid rgba(23, 61, 53, 0.18);
  border-radius: 999px;
  background: var(--green-soft);
  color: var(--green);
  font-size: 0.84rem;
  font-weight: 750;
}

.explain {
  background: var(--bg);
}

.inner-band {
  padding-block: clamp(28px, 5vw, 56px);
}

.split-band {
  display: grid;
  grid-template-columns: minmax(0, 0.74fr) minmax(0, 0.9fr);
  gap: clamp(34px, 7vw, 96px);
  border-block: 1px solid var(--line);
}

.check-list {
  display: grid;
  gap: 12px;
  margin: 0;
  padding: 0;
  list-style: none;
}

.check-list li {
  position: relative;
  padding: 14px 16px 14px 42px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.54);
  color: var(--ink-soft);
  font-size: 0.94rem;
}

.check-list li::before {
  content: "";
  position: absolute;
  top: 21px;
  left: 18px;
  width: 11px;
  height: 6px;
  border-bottom: 2px solid var(--green);
  border-left: 2px solid var(--green);
  transform: rotate(-45deg);
}

.costs {
  border-block: 1px solid var(--line);
}

.factors {
  background: var(--surface);
}

.factor-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1px;
  border: 1px solid var(--line);
  background: var(--line);
}

.factor-grid article {
  display: grid;
  gap: 15px;
  min-height: 238px;
  padding: clamp(26px, 3.4vw, 42px);
  background: var(--surface-muted);
}

.factor-grid span {
  color: var(--gold);
  font-size: 0.78rem;
  font-weight: 700;
  letter-spacing: 0.12em;
}

.factor-grid p {
  max-width: 44ch;
  color: var(--ink-soft);
}

.low-equity {
  background: var(--bg);
}

.low-equity .button {
  width: fit-content;
}

.local-context {
  display: grid;
  grid-template-columns: minmax(0, 0.84fr) minmax(0, 0.92fr);
  gap: clamp(34px, 7vw, 90px);
  align-items: center;
  max-width: calc(var(--max) + (var(--pad-x) * 2));
  margin-inline: auto;
  width: 100%;
}

.finance-region {
  background: var(--surface);
}

.regional-media {
  margin: 0;
  overflow: hidden;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}

.regional-media img {
  aspect-ratio: 4 / 5;
  object-fit: cover;
  object-position: center;
}

.regional-copy,
.kevin-copy {
  display: grid;
  grid-template-columns: minmax(0, 1fr);
  gap: 22px;
}

.kevin {
  display: grid;
  grid-template-columns: minmax(260px, 0.52fr) minmax(0, 1fr);
  gap: clamp(34px, 7vw, 90px);
  align-items: center;
  max-width: calc(var(--max) + (var(--pad-x) * 2));
  margin-inline: auto;
  background: var(--bg);
}

.portrait-slot {
  margin: 0;
  overflow: hidden;
  aspect-ratio: 4 / 5;
  border-radius: var(--radius);
  background: var(--surface-muted);
  box-shadow: var(--shadow);
}

.portrait-slot img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 50% 22%;
}

.faq {
  background: var(--surface);
}

.faq-list {
  display: grid;
  gap: 0;
  border-top: 1px solid var(--line);
}

details {
  padding: 0;
  border-bottom: 1px solid var(--line);
}

summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 22px;
  padding: 28px 0;
  color: var(--ink);
  cursor: pointer;
  font-size: clamp(1.12rem, 1.8vw, 1.45rem);
  line-height: 1.25;
}

summary::-webkit-details-marker {
  display: none;
}

summary::after {
  content: "";
  flex: 0 0 auto;
  width: 12px;
  height: 12px;
  border-right: 1.5px solid var(--green);
  border-bottom: 1.5px solid var(--green);
  transform: rotate(45deg);
  transition: transform 180ms ease;
}

details[open] summary::after {
  transform: rotate(225deg);
}

details p {
  max-width: var(--measure);
  padding: 0 0 30px;
  color: var(--ink-soft);
}

.final-cta {
  background: var(--green);
  color: #fff;
}

.final-cta-inner {
  display: grid;
  gap: 24px;
  max-width: 820px;
  margin-inline: auto;
}

.final-cta .section-subhead,
.final-cta p {
  color: rgba(255, 255, 255, 0.78);
}

.final-cta .microcopy {
  color: rgba(255, 255, 255, 0.66);
}

.contact-options {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 24px;
  font-size: 0.95rem;
}

.contact-options a {
  color: #fff;
  text-decoration-color: rgba(255, 255, 255, 0.46);
}

.site-footer {
  display: flex;
  justify-content: space-between;
  gap: 28px;
  padding: 38px var(--pad-x);
  border-top: 1px solid var(--line);
  color: var(--ink-soft);
}

.site-footer p {
  margin-top: 5px;
  font-size: 0.92rem;
}

.site-footer a {
  font-size: 0.92rem;
}

:focus-visible {
  outline: 3px solid rgba(183, 154, 93, 0.65);
  outline-offset: 4px;
}

@media (max-width: 1100px) {
  .site-header {
    align-items: flex-start;
  }

  .nav-links {
    display: none;
  }

  .hero,
  .calculator,
  .split-band,
  .local-context,
  .kevin {
    grid-template-columns: 1fr;
  }

  .hero,
  .local-context,
  .kevin {
    width: calc(100% - (var(--pad-x) * 2));
    max-width: 100%;
    padding-right: 0;
    padding-left: 0;
  }

  .hero > *,
  .local-context > *,
  .kevin > * {
    min-width: 0;
  }

  .hero-media {
    width: 100%;
    min-height: auto;
    aspect-ratio: 16 / 11;
  }

  .result-panel {
    position: static;
  }

  .factor-grid {
    grid-template-columns: 1fr;
  }

  .regional-media img {
    aspect-ratio: 16 / 10;
  }

  .portrait-slot {
    max-width: 420px;
  }
}

@media (min-width: 1600px) {
  :root {
    --max: 1360px;
    --pad-x: clamp(56px, 6vw, 120px);
    --pad-y: clamp(96px, 8vw, 144px);
  }

  h1 {
    max-width: 780px;
    font-size: 5.3rem;
  }

  h2 {
    font-size: 4.05rem;
  }

  .hero {
    padding-top: 104px;
    padding-bottom: 104px;
  }
}

@media (max-width: 620px) {
  :root {
    --pad-x: 20px;
    --pad-y: 68px;
  }

  .site-header {
    padding: 14px var(--pad-x);
  }

  .brand small,
  .header-cta {
    display: none;
  }

  h1 {
    font-size: clamp(2.08rem, 10vw, 2.72rem);
  }

  h2 {
    overflow-wrap: anywhere;
    font-size: clamp(2.02rem, 10vw, 2.7rem);
    word-break: break-word;
  }

  .hero {
    padding-top: 42px;
  }

  .hero-copy {
    gap: 20px;
  }

  .hero-media {
    min-height: 300px;
    aspect-ratio: 1 / 1;
  }

  .cta-row,
  .site-footer {
    flex-direction: column;
    align-items: stretch;
  }

  .button,
  .low-equity .button {
    width: 100%;
  }

  .calculator {
    padding: 22px 18px;
  }

  .result-panel {
    padding: 24px 18px;
  }

  .factor-grid article,
  .check-list li {
    padding-inline: 20px;
  }

  .check-list li {
    padding-left: 42px;
  }

  summary {
    padding: 24px 0;
  }
}

@media (max-width: 360px) {
  h1 {
    font-size: 2.22rem;
  }

  .brand-logo {
    width: 34px;
    height: 34px;
  }

  .brand strong {
    font-size: 0.9rem;
  }
}

@media (prefers-reduced-motion: reduce) {
  html {
    scroll-behavior: auto;
  }

  *,
  *::before,
  *::after {
    transition: none !important;
  }
}